/* =========================================================
   RICHWAYS BUSINESS INSURANCE
   Final responsive version   #FE5C03;#fff;
   ========================================================= */

.business-page {
    --business-navy:#0b2a4a;
    --business-navy-dark:#071d34;
    --business-red:#FE5C03;
    --business-red-dark:#D94A00;
    --business-ink:#172333;
    --business-muted:#667384;
    --business-light:#f5f7f9;
    --business-border:#dfe5eb;
    overflow:hidden;
    color:var(--business-ink);
    background:#fff;
}
.business-container{width:min(1180px,calc(100% - 48px));margin-inline:auto}

/* HERO: full-width image with floating navy card */
.business-hero{
    position:relative;
    min-height:680px;
    overflow:hidden;
    display:flex;
    align-items:center;
    color:#fff;
    background:var(--business-navy);
}
.business-hero__image{position:absolute!important;inset:0!important;width:100%!important;height:100%!important;z-index:0;overflow:hidden}
.business-hero__image img{display:block!important;width:100%!important;height:100%!important;max-width:none!important;object-fit:cover!important;object-position:center center!important}
.business-hero__image:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(5,20,35,.56),rgba(5,20,35,.16) 55%,rgba(5,20,35,.22));}
.business-hero__shade{position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(5,20,35,.20),transparent 60%);pointer-events:none}
.business-hero__inner{position:relative;z-index:2;width:min(1180px,calc(100% - 48px));display:flex;align-items:center}
.business-hero__card{
    width:min(555px,100%);
    padding:48px 52px 40px;
    background:rgba(11,42,74,.95);
    border:1px solid rgba(255,255,255,.12);
    border-radius:14px;
    box-shadow:0 24px 60px rgba(0,0,0,.24);
}
.business-eyebrow{display:inline-block;margin-bottom:18px;color:var(--business-red);font-size:14px;font-weight:800;letter-spacing:.19em;line-height:1.2;text-transform:uppercase}
.business-eyebrow--dark{color:var(--business-navy)}
.business-hero h1{max-width:500px;margin:0;color:#fff;font-family:Georgia,"Times New Roman",serif;font-size:clamp(44px,5vw,66px);font-weight:700;line-height:.99;letter-spacing:-.035em}
.business-rule{display:block;width:68px;height:4px;margin:28px 0 24px;background:var(--business-red)}

/* Business hero card — improved height */
.business-hero__card {
    background: #ffffff;
    border: 1px solid rgba(11, 42, 74, 0.08);
    border-radius: 24px;
    padding: 42px 56px;
    box-shadow: 0 12px 40px rgba(11, 42, 74, 0.12);
    max-width: 100%;
}

/* Headline — smaller and more compact */
.business-hero__card h1 {
    margin: 0;
    color: #0b2a4a;
    font-family: Georgia, "Times New Roman", serif;
    font-size: clamp(36px, 4.2vw, 54px);
    font-weight: 700;
    letter-spacing: -0.035em;
    line-height: 1.02;
    max-width: 650px;
}

/* Orange accent line */
.business-hero__rule {
    display: block;
    width: 68px;
    height: 4px;
    margin: 18px 0;
    border-radius: 99px;
    background: var(--home-orange);
}

/* Description */
.business-hero__card > p {
    max-width: 520px;
    margin: 0 0 22px;
    color: #4b5968;
    font-size: 16px;
    line-height: 1.6;
}

/* Eyebrow */
.business-hero__eyebrow {
    display: inline-block;
    margin-bottom: 12px;
    color: var(--home-orange);
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 0.18em;
    line-height: 1.2;
    text-transform: uppercase;
}

/* Responsive layout */
@media (max-width: 768px) {
    .business-hero__card {
        padding: 32px 26px;
        border-radius: 18px;
    }

    .business-hero__card h1 {
        font-size: clamp(34px, 8vw, 46px);
        line-height: 1.05;
    }

    .business-hero__card > p {
        font-size: 15px;
        line-height: 1.65;
    }
}















.business-hero__actions{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:20px}
.business-button{display:inline-flex;align-items:center;justify-content:center;min-height:54px;padding:0 28px;border-radius:8px;font-size:15px;font-weight:700;text-decoration:none;transition:transform .2s,background .2s,border-color .2s}
.business-button:hover{transform:translateY(-2px)}
.business-button--primary{background:var(--business-red);border:2px solid var(--business-red);color:#fff}
.business-button--primary:hover{background:var(--business-red-dark);border-color:var(--business-red-dark);color:#fff}
.business-button--outline{background:transparent;border:1px solid rgba(255,255,255,.75);color:#fff}
.business-button--outline:hover{background:rgba(255,255,255,.08);border-color:#fff;color:#fff}
.business-hero__card small{display:block;max-width:490px;color:rgba(255,255,255,.58);font-size:11px;line-height:1.55}

/* TRUST */
.business-trust{position:relative;z-index:4;background:var(--business-light);border-top:1px solid #e1e6eb;border-bottom:1px solid #e1e6eb}
.business-trust__grid{display:grid;grid-template-columns:repeat(4,1fr)}
.business-trust__item{display:flex;gap:14px;padding:27px 22px;border-right:1px solid #e1e5e9}
.business-trust__item:last-child{border-right:0}
.business-trust__item>span{color:var(--business-red);font-size:12px;font-weight:800}
.business-trust__item strong{display:block;margin-bottom:4px;color:var(--business-navy);font-size:14px}
.business-trust__item p{margin:0;color:#66717c;font-size:13px;line-height:1.5}

/* SECTIONS */
.business-section{padding:78px 0 96px}
.business-section-heading{max-width:780px;margin-bottom:38px}
.business-section-heading--center{margin-inline:auto;text-align:center}
.business-section-heading h2{max-width:720px;margin:0;color:var(--business-ink);font-family:Georgia,"Times New Roman",serif;font-size:clamp(38px,3.8vw,52px);font-weight:700;line-height:1.05;letter-spacing:-.035em}
.business-section-heading p{max-width:720px;margin:16px 0 0;color:var(--business-muted);font-size:16px;line-height:1.65}

/* COVERAGE */
.business-coverages{background:var(--business-light)}
.business-coverage-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}


.business-coverage-card{overflow:hidden;background:#fff;border:1px solid var(--business-border);border-radius:16px;transition:transform .25s,box-shadow .25s}
.business-coverage-card:hover{transform:translateY(-5px);box-shadow:0 18px 45px rgba(0,0,0,.09)}
.business-coverage-card>img{display:block;width:100%;height:280px;object-fit:cover}
.business-coverage-card__body{padding:32px}
.business-card-number{display:block;margin-bottom:12px;color:var(--business-navy);font-size:12px;font-weight:800}
.business-coverage-card h3{margin:0 0 14px;color:var(--business-ink);font-size:25px;line-height:1.15}
.business-coverage-card p{margin:0 0 22px;color:#66717c;line-height:1.7}
.business-coverage-card a{color:var(--business-navy);font-weight:700;text-decoration:none}
.business-coverage-card a span{margin-left:8px;color:var(--business-red)}
.business-coverage-card:not(:has(>img)) .business-coverage-card__body{min-height:280px}

/* PROTECTION */
.business-protection{background:#fff}
.business-protection__grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px;align-items:center}
.business-protection__image img{display:block;width:100%;min-height:560px;object-fit:cover;border-radius:18px}
.business-protection__content h2{margin:0;color:var(--business-ink);font-family:Georgia,"Times New Roman",serif;font-size:clamp(38px,4vw,58px);line-height:1.05;letter-spacing:-.035em}
.business-protection__content>p{margin:24px 0 36px;color:#66717c;line-height:1.8}
.business-protection-list{display:grid;gap:24px}
.business-protection-list>div{display:grid;grid-template-columns:42px 1fr;gap:16px}
.business-protection-list>div>span{color:var(--business-navy);font-size:12px;font-weight:800}
.business-protection-list h3{margin:0 0 6px;color:var(--business-ink);font-size:17px}
.business-protection-list p{margin:0;color:#69737d;line-height:1.6}

/* LOCAL */
.business-local{padding:92px 0;background:var(--business-navy);color:#fff}
.business-local__inner{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.business-local h2{max-width:610px;margin:0;color:#fff;font-family:Georgia,"Times New Roman",serif;font-size:clamp(40px,4.2vw,58px);line-height:1.04;letter-spacing:-.035em}
.business-local__inner>div:last-child p{max-width:650px;margin:0 0 18px;color:rgba(255,255,255,.78);line-height:1.75}
.business-local .business-button{margin-top:14px}

/* WHY */
.business-why{background:#fff}
.business-benefits-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.business-benefits-grid article{padding:30px;border-top:2px solid var(--business-navy)}
.business-benefits-grid article>span{display:block;margin-bottom:22px;color:var(--business-red);font-size:12px;font-weight:800}
.business-benefits-grid h3{margin:0 0 12px;color:var(--business-ink);font-size:20px}
.business-benefits-grid p{margin:0;color:#68737e;line-height:1.7}

/* PROCESS */
.business-process{padding:78px 0 96px;background:var(--business-light)}
.business-process-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.business-process-step{padding:30px;border-right:1px solid #dfe4e8}
.business-process-step:last-child{border-right:0}
.business-process-step>span{display:block;margin-bottom:30px;color:var(--business-red);font-size:12px;font-weight:800}
.business-process-step h3{margin:0 0 12px;color:var(--business-ink)}
.business-process-step p{margin:0;color:#69737d;line-height:1.7}

/* CTA */
.business-final-cta{position:relative;min-height:560px;display:flex;align-items:center;overflow:hidden;color:#fff;background:var(--business-navy)}
.business-final-cta__image{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.business-final-cta__overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(5,20,35,.82),rgba(5,20,35,.54))}
.business-final-cta__content{position:relative;z-index:2;max-width:800px;padding-top:90px;padding-bottom:90px}
.business-final-cta h2{max-width:760px;margin:0 0 22px;color:#fff;font-family:Georgia,"Times New Roman",serif;font-size:clamp(40px,4.8vw,64px);line-height:1.04;letter-spacing:-.035em}
.business-final-cta__content>p:not(.business-final-cta__disclosure){max-width:650px;margin:0 0 28px;color:rgba(255,255,255,.82);line-height:1.7}
.business-final-cta__actions{display:flex;flex-wrap:wrap;gap:14px}
.business-final-cta__disclosure{max-width:650px;margin-top:24px!important;color:rgba(255,255,255,.60)!important;font-size:12px;line-height:1.6}

/* RESPONSIVE */
@media(max-width:1000px){
    .business-trust__grid,.business-benefits-grid{grid-template-columns:repeat(2,1fr)}
    .business-protection__grid,.business-local__inner{grid-template-columns:1fr;gap:45px}
    .business-process-grid{grid-template-columns:repeat(2,1fr)}
    .business-process-step:nth-child(2){border-right:0}
    .business-process-step:nth-child(-n+2){border-bottom:1px solid #dfe4e8}
}
@media(max-width:700px){
    .business-container{width:min(100% - 32px,680px)}
    .business-hero{min-height:720px;align-items:flex-end}
    .business-hero__inner{width:100%;padding:0 16px 28px}
    .business-hero__card{width:100%;padding:40px 30px 34px;border-radius:14px}
    .business-hero h1{font-size:clamp(42px,11vw,58px)}
    .business-hero__actions{flex-direction:column;align-items:stretch}
    .business-button{width:100%}
    .business-trust__grid,.business-coverage-grid,.business-benefits-grid,.business-process-grid{grid-template-columns:1fr}
    .business-trust__item{border-right:0;border-bottom:1px solid #e1e5e9}
    .business-trust__item:last-child{border-bottom:0}
    .business-section{padding:62px 0 72px}
    .business-section-heading{margin-bottom:30px}
    .business-section-heading h2{font-size:38px}
    .business-coverage-card>img{height:250px}
    .business-protection__image img{min-height:350px}
    .business-process-step{border-right:0;border-bottom:1px solid #dfe4e8}
    .business-process-step:last-child{border-bottom:0}
    .business-final-cta__actions{flex-direction:column;align-items:stretch}
}
@media(prefers-reduced-motion:reduce){
    .business-button,.business-coverage-card{transition:none}
    .business-button:hover,.business-coverage-card:hover{transform:none}
}